Reply to Critique my budget, please. Need to increase retirement savings.

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]OP here. Thanks for the replies so far. In answer to questions:
We are a family of 3.
I only posted our expenses, not savings. We do net extra, so we save for college & some for retirement.
I'm shocked that folks think ~$1k/mo is a lot for food. This includes all groceries, household goods (diapers), alcohol, lunches and (affordable) restaurants. I am a bargain shopper too and no, we rarely eat red meat, so if you have ideas for how to do this, i would welcome them. 
We don't always spend $100/ mo on the dog but I would estimate $1200 a yr with food, meds, vet and occasional boarding.

[b]I agree I could cut the shopping, but lately it seems like we've had a million gifts to buy![/b]

[/quote]

Unless you change this type of ridiculous thinking you'll forever be wondering why your finances aren't in the shape you want them to be.[/quote]

That's a dumb thing to say. Do you think you can show up to your friend's wedding without a gift? Or a gift for $25? [/quote]

Do whatever you like. I'm not the one asking about budget problems on this website. I don't have money problems because I don't think I [b]have[/b] to buy anyone a gift when I can't afford to do so.[/quote]

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