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Money and Finances
Reply to "Critique my budget, please. Need to increase retirement savings."
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[quote=Anonymous][quote=Anonymous][quote=Anonymous]Wait, you net 70% of your income after taxes, 401k, and medical? [/quote] OP here: yes this is what we net and got a bit back after taxes this yr. Yes we take a childcare tax deduction. Our medical premiums are very low (and obviously 401k contributions are not maxed out). Copays are high though, hence the high monthly health category. [b]Gym memberships are really cheap[/b]. [/quote] Not saying you have to cut the gym, but.... a lot of cheap things add up. So if you can't find the big things, start with little and unnecessary. [/quote]
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