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Reply to "Critique my budget, please. Need to increase retirement savings."
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[quote=Anonymous][quote=Anonymous]OP here. Thanks for the replies so far. In answer to questions: We are a family of 3. I only posted our expenses, not savings. We do net extra, so we save for college & some for retirement. I'm shocked that folks think ~$1k/mo is a lot for food. This includes all groceries, household goods (diapers), [b]alcohol, lunches and (affordable) restaurants[/b]. I am a bargain shopper too and no, we rarely eat red meat, so if you have ideas for how to do this, i would welcome them. We don't always spend $100/ mo on the dog but I would estimate $1200 a yr with food, meds, vet and occasional boarding. I agree I could cut the shopping, but lately it seems like we've had a million gifts to buy! [/quote] You could cut here (I am assuming lunches means lunch out?)[/quote]
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