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Money and Finances
Reply to "our finances are a mess"
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[quote=Anonymous][quote=Anonymous]Op Mortgage (with taxes etc) 3000 month Tuitions, with scholarships, 6000 per month Car payments (2 used cars, with fuel) 800 Groceries 1000 Bills (utilities etc) 1000 Out of pocket medical expenses (therapies) $1500 Household expenses (ie drugstore items) $200 [/quote] What's your monthly take home pay? Definitely get rid of the cars! Set aside $1,000 from the tax refund as a baby emergency fund and use the rest to buy a paid for car. You can definitely get your groceries and bills down - that should find you at least another $500. Check out Dave Ramsey's Total Money Makeover Book. Also consider a program like YNAB to create a budget and track your expenses. [/quote]
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