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Money and Finances
Reply to "our finances are a mess"
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[quote=Anonymous]Your car payment is insane. Sell at least one of them and get something cheap. And never borrow on cars again! Save up for a reasonable $15,000 car. Baby step one: $1,000 in an emergency fund (I would do more like $3,000) Baby step two: pay off debts, smallest to largest (this would be your cars) Baby step three: 3-6 months of expenses in an emergency fund These are the Dave Ramsey baby steps, btw. After that you start saving for retirement, kids college, paying off your home, and agressively saving for the future. Good luck OP.[/quote]
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