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Reply to "If you have a pension, do you max out retirement savings too?"
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[quote=Anonymous]OP, go see the personnel office in your agency - they will be able to help you with planning. I am in a similar situation. I'd like to be able to max out my retirements savings in addition to the pension - because the more savings I have the earlier I can retire. But I also live in the real world, and can't afford to save for kids' college, pay daily expenses, and max out retirements savings. So I save 5%, get the match, and accept that that is the best I can do. I've done this for years - and although perhaps I am not doing so well by DCUM multi-million dollar net worth standards, I am on track for a comfortable retirement.[/quote]
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