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Reply to "Mortgage Payment on 200K salary?"
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[quote=Anonymous][quote=Anonymous]Our hhi is about $170, so lower than yours, but I wouldn't want to go higher than $2500. Our piti is $1900 and, with daycare at $1300 a month, I feel comfy, but wouldn't want to pay too much more. [/quote] This is a good example for comparison though ... assuming $30K extra HHI, after taxes that's probably about $20K, so about $1600 extra per month. Daycare costs are comparable (and OPs are going down to $900). Assuming a comparable lifestyle & other expenses, that would leave up to $2000 extra per month for other costs, including mortgage. It doesn't seem that unreasonable to me to devote much of that budget to housing if the quality of home / neighborhood / life justifies the price. I.e., if you had $2000 extra each month to subsidize extra housing cost, but kept everything else in your life constant, wouldn't that be a good situation?[/quote]
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