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Money and Finances
Reply to "What do you consider a "fully funded 529"?"
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[quote=Anonymous]Well, the student will have to qualify for financial aid based on the parents' income. if I knew that my income was such that it was not going up and my child would qualify for financial aid I might take this route, especially because the wiser thing to do with my money would be to save it for retirement so I am not a burden on my child later in life. I know that we do not make enough money to pay for college out of pocket (like my parents could when I went to the University of CA in the 80s and fees were less than $1000/year). We do, however, make too much money to qualify for financial aide. So, we save in a 529 and plan to pay for college. I want to leave the option open to have my children go to the best school they can get into, public or private. I would not say that college is fully funded, but we likely will be able to pay living expenses as we go and use the savings to pay tuition.[/quote]
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