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Reply to "House downpayment: How low would you let savings go?"
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[quote=Anonymous][quote=Anonymous][b]This is actually making me feel much better! I feel like DCUM posters tend to be super conservative. I took from OP not that s/he is underwater, but that they'd be selling at less than what they paid. We did this last year for similar reasons. [/b] We didn't touch our retirement accounts, kept paying off some student loans aggressively like we had been, and went down to about $25k in emergency savings. It's worked out fine, due to some conservative budgeting and a salary bump. DH who is very conservative with money was really stressed for a while but now can acknowledge that it's been worth it.[/quote] OP here: You are right. We are not underwater on our current house. I also thought DCUM posters would tell me that was way too risky. You're all making me feel better. [/quote]
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