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Reply to "House downpayment: How low would you let savings go?"
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[quote=Anonymous]This is actually making me feel much better! I feel like DCUM posters tend to be super conservative. I took from OP not that s/he is underwater, but that they'd be selling at less than what they paid. We did this last year for similar reasons. We didn't touch our retirement accounts, kept paying off some student loans aggressively like we had been, and went down to about $25k in emergency savings. It's worked out fine, due to some conservative budgeting and a salary bump. DH who is very conservative with money was really stressed for a while but now can acknowledge that it's been worth it.[/quote]
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