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Reply to "Help me explain this to my husband"
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[quote=Anonymous]9:05 is exactly right. Unless you can fit the monthly payments in your budget without compromising other priorities you shouldn't do the renovations until you can pay for them. Perhaps a comprise would be putting the estimated monthly payments in a high interest savings account for two years so you know what it is like to live with the new payment and then you have cash to put towards the project.[/quote]
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