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Reply to "Malfunction with auto pay, dinged on credit score, anything I can do?"
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[quote=Anonymous]Chances are, the Verizon poster got dinged because they didn't have much of a credit history, not just because of the Verizon nonpayment. During my last home loan and my last refinance, I had conversations with the loan guys about various items. I personally have no delinquencies or late payments, but one of the reporting agencies pulled someone else's delinquencies (same name, different social security #) onto my report so I had to have all of those removed. I actually considered a suit against Experian because it's pretty f'ing stupid to just assume that every account under the same name is the same person and not take social security numbers into account.[/quote]
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