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[quote=Anonymous][quote=Anonymous]785. I seriously don't know how to get it higher. I've never once been late on anything. DH was just below 785 and we couldn't get the best credit scores because of it (although I was told by a different broker that 765 was their cut off). SOOO frustrating!! He's never been late on anything either, he just has a few student loans he's still paying on. [/quote] Age of accounts/length of credit history is part of it, so its impossible to have a top score in your early 20's. As you get older, if you keep paying on time, it will go up.[/quote]
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