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Reply to "Is it completely hopeless? Want to buy home, no down payment."
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[quote=Anonymous]VHDA Loan No down payment. Max household income is around $140K. We did it a year ago. And, we got the seller to pay maybe 2% for closing costs (and roll it into the loan). So we literally paid nothing. You will need that 10K you saved the first year to make repairs for all the problems you will notice, like a dead tree about to fall on your house, clearing gutters, plumbing, etc.[/quote]
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