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Reply to "Why save for retirement if medicaid will cover your costs!?!?"
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[quote=Anonymous]PP, Medicare does not cover nursing homes. When you hear about someone who is in a nursing home and has run out of money and is having it paid for, it is Medicaid, not Medicare that is paying for it and only for those who are out of money. OP, living on just SS in retirement is living very poor and many people do not end up needing nursing home care for long at the end of life so it would be silly to just keep yourself extra poor in old age for that reason. Also, as others have said, it is hugely helpful to be able to pay for at least a little nursing home care and then switch to Medicaid if money runs out.[/quote]
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