Reply to Call from debt collector

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[quote=Anonymous][quote=Anonymous]No no no. You never call these people back. Ever.

If they are legit, don't worry, they will send something in writing AND call you again.

Don't worry. 
If you owe money, you have many written reminders and phone calls to go before they actually do something besides harassing you.

BTDT.
[/quote]

OP, deal directly with the medical provider.  The debt collection agencies will never give you *any* information above and beyond what you could find out through your medical provider.  If you have a guess as to which bill it was for, start by calling the billing office for that bill.  Ask lots of questions.  The debt collection agency works at the request of the billing office for your medical provider.  If the billing office is satisfied that the bill is paid, they can instruct the debt collection agency to cease contacting you.  Don't be afraid to ask the medical provider's billing office to tell the debt collection agency to back off.  Also, don't be afraid to ask the medical provider's billing office whether the debt collection agency really contacted the credit rating agencies.[/quote]

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