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Reply to "Getting life insurance policy on my mother. Do I tell her? "
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[quote=Anonymous]You're getting it backwards, though. You take out life insurance on someone to protect you in case of their death. So, like, you get one on your husband because you'd lose out on a big part of household income were he to die. But (knock wood, etc etc) if your mom were to die, you'd gain. You aren't counting on her to contribute to HHI, right? So no need for life insurance. Sounds like what you should do instead is take out insurance on yourself with her as the beneficiary should something happen to you, and she no longer has you to support her, I think. Unless you're just looking for a windfall in the case of her death? Or is there other info I'm missing here?[/quote]
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