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Reply to "do you count 401k matches, etc. as part of % you are contributing from salary towards retirement"
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[quote=Anonymous][quote=Anonymous]I don't count it. If your employer started contributing more or less would you contribute less or more to balance it out? I wouldn't. So it doesn't matter.[/quote] I would count it for this very reason. If your employer changes their contribution, then it should occasion the conversation about whether to change your strategy (even if you ultimately don't). The end game is what matters - amount invested over X time leading a projected outcome Y. To begin running that equation, it just makes sense to count up your contribution and any matching contributions.[/quote]
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