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[quote=Anonymous]--Drive luxury vehicles (BMW, Acura, Audi, Mercedes, etc.) [b]No. We have a new Honda CRV and two other cars that are 10 years old.[/b]
--Live in a 1 million or more house in a nice neighborhood (NW DC, Bethesda, Chevy Chase, Arlington, McLean, or even Capitol Hill). [b]No. Townhouse, Bethesda[/b]
--Fully fund retirement [b]Fund, yes; fully, no way,[/b]
--Fully fund 529s so your kid can go to the best college they can get into, even private school  [b]No. We do have some money saved in 529s and the rest will need to be a combo of loans and aid. But I do have a partial tuition reimbursement plan at work.[/b]
--Send your kids to private schools like Sidwell, NCS, GDS, etc. [b]No[/b]
--Have elaborate vacations that frequently involve international travel, like most spring or Christmas breaks the Caribbean or Hawaii along with more occasional big trips to Europe, Africa, or Asia [b]Usually just Florida or a driving trip; occasionally the Caribbean or California[/b]
--Afford music lessons, travel sports, tutors, and other enrichment, including expensive camps [b]Yes, within reason. We pick and choose.[/b]
--Allow your kids to wear designer labels, like a freshman in high school wearing $150 dollar jeans (7s, Diesel, etc.) American Eagle and H&M is good enough for us.
--Buy handbags that are 1000+ on occasion [b]No way![/b]
--Invest some money in taxable investments after maxing out 401K and IRA [b]Yes[/b]
--Have the occasional date night at a high end restaurant where you can blow $250 dollars on food and wine on a nice tasting menu [b]Yes, but more often we do something like drinks and appetitzers at happy hour. Much cheaper and kinder to the waistline![/b]

Family of five with HHI of $160k.[/quote]

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