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Reply to "Dave Ramsey worth it?"
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[quote=Anonymous]I agree with previous posts about it being too conservative. He markets to the middle class people. I understand that he doesn't want us to be in debt but it is too extreme. He doesn't recommend any credit cards at all. We use credit card but always pay it off each month. So we don't have a balance. He recommends paying off mortgages even when the mortgage is so low in interest. It isn't helping people build their money. I mean with low mortgage interest and having interest being deductible, it almost makes no sense for you to pay off your mortgage when you can use that money to invest in diversify portfolio. [/quote]
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