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Reply to "Damn Credit Card"
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[quote=Anonymous][quote=Anonymous]Op here. Thanks for the advice ..no thanks on the sugar daddy that was awkward. I paid of half today and will pay off the other half in a month. Definitely gonna improve in my spending.[/quote] Good for you for taking responsibility and for making a plan! When I was 21, I was racking up thousands of dollars in credit card debt without knowing how bad things would get for me. Many of my friends were worse off than I was. It took me a long time to climb out of that. Some of the people who post here love to come across like know-it-all assholes. But many of us have been in your shoes. My one piece of advice is to cancel that card after you get it paid off. You will sustain a bit of a hit to your credit history, because one of the things the credit agencies consider is how long you've had credit. But really, that card is bad news, and cancelling it means you won't get into this trouble again. [/quote]
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