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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]It won't be waived. Your only other option is to do a balance transfer to another card with 0% interest and pay it all off within the period.[/quote]

This is the only useful answer.

Signed,

A bankruptcy attorney[/quote]

If this were a responsible adult we're talking about then I agree with this approach...I do this as a means of making my money work for me instead of for the credit card company.  So in the right hands, yes this is a very good financial tool but in the hands of OP?  A 21 year old who didn't realize that his/her impulse purchase would eventually have to be paid for?

All this is doing is putting off the inevitable.  If OP cant get a whopping her computer paid off- what makes you think putting it off onto another card for another year will help? OP will most likely do what he/she did with the first card.  Put it away and forget about it until D-Day.  Hell, at this rate she will have upgraded to another computer and still be paying for as computer that is now in a landfill.

Having said ALL that, if this were my kid I would have them move it to a 0% card and then monitor them to make sure it was getting paid off.  Perhaps we can all become his/her parents and have him check in with us monthly with his pay-off progress  :lol:

OP - Do you want to rent some responsible DCUM parents for a year? We won't charge you  :D [/quote]

If this were my kid, I'd tell them that they're 21 and they can solve their own problems.[/quote]

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