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Money and Finances
Reply to "Challenge - Design a budget for 120 K HHI"
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[quote=Anonymous]Thanks everyone. Well done! There was by and large consensus among everybody and so that was heartening. And we are pretty much on a sensible track. Incidentals happen ALL the time (shoes, clothes, books, birthdays, car repairs, haircuts, extra-curricular activities, runs to Target, eating out, etc). Tutoring helps though income stream is variable. After working hard to be debt-free, an emergency fund is what we are working towards now. Need to make bigger contributions to retirement as well. Housing is very low priority right now. Saved childcare cost in a year will probably go towards more extra-curricular activities or down-payment fund? We'll see how this plays out. If we do like a house and the numbers look good, we can borrow from family for down-payment as well. [/quote]
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