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Reply to "40 years Old Financial Calculators Fail Us Thread For Good Savers"
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[quote=Anonymous]This year the stock market has been crazy. The S&P 500 went up 30%. We have a fair amount of S&P 500 and total market index funds and they performed like crazy this year (some in our Roth IRAs, some in a taxable account). I expect this growth to be anomalous, akin to people who bought their house when the market was down. But when I plug numbers into the calculator, it assumes a more average growth. There is a luck component to investing, and the calculators are fairly conservative so as to not lead people astray.[/quote]
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