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[quote=Anonymous]My parents have offered my to trade on a week in theri timeshare in Cabo.  To switch to one of the carribean resorts that I might actually enjoy in St Lucia, Grand Cayman, etc,  you have to bank your week and hope for the best.  You lose your spot in your home resort when you bank your week, which my parents have to physically wait in line to reserve a year in advance.    If you try to swap via Red Week (third party site), the value of their property is low as their is such a glut of spots in Mexico (even though their property is 
"Gold" level), so that isn't really a viable option.

My parents do love their spot in Cabo and they like that they now have friends that return each year.  I think it depends on your lifestyle.   If you are an active retiree, I think it could work well.   If you only have 3 weeks off a year, it is limiting.  
I think swapping to places other than Cancun or Branson has to be done years in advance.  At least that appears to be the case with RCI.

If you are going to move forward with buying, definitely buy one from someone trying to get rid of theirs on Redweek, etc.  You can get deals that are cheap and/or very flexible (at the end of the contract with only 5 years left).

If I were going to do it I would go with a higher end hotel chain program like Starwood, Westin, Hyatt.  Even Four Seasons and Ritz Carlton offer similar programs.

I think you can get a great deal if you educate yourself.[/quote]

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