Reply to Help Cutting Expenses

Forum Index » Money and Finances

Reply to "Help Cutting Expenses"

Subject:

Emoticons





More smilies

Text Color: Font: Close Marks

[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][b]$1500 - food/gas/misc. household expenses 
$200 - personal expenses (hair cuts, clothes, etc.) [/b]

This is why you have no money.  [/quote]

$1500 is not a lot to spend on the combination of food, gas, AND household items. In any case, OP is about to owe another $1,800, so starving her family to death won't solve the shortfall anyhow.[/quote]

She doesn't say how many people in her family, but for comparison, for my family of 2 adults and a 4 year old child, we have a weekly grocery store budget of $150. We don't go over, and we tend to spend an extra $100/month on dinner or brunch out. That's $700 in food. I have Amazon Prime delivering things like laundry detergent and dishwasher pellets and paper products. That costs about $100/month overall (some things are on a 3 month cycle, some aren't).

Food: $700
Household supplies: $100
Gas: $50

OP's budget for those things would give me an extra $650 a month to put toward other things.[/quote]

How do you feed your family of 4 for only $150/week. Tell me![/quote]

$50 a MONTH on gas?  Not unless you and your spouse are driving mopeds.

I spend around $150/wk for food for my family of 4.  But I supplement with a trip to Costco every 5 weeks (11 X per year) and spend roughly 300.  So that puts me at about $210/wk (compared to PP's $170 for same items) for food/household goods/cleaning products/pet products - we could pare out 40 bucks if we had to.[/quote]

I guess you drive more than we do! We have one car and I take the bus to work/DD's school. DH drives to work twice a week but otherwise takes metro. OP didn't say what their car dependence was. My work gives a transit subsidy, so that costs me nothing.[/quote]

Well that's good.  It sounds as though gas isn't really an expense for you.  For most of us, we do have to take filling our tanks up into consideration.[/quote]

Sure, and I agree with you. We don't know how much OP is spending on gas. Do they have 2 cars or 1? Where are they driving? What of that driving is unnecessary? Could they double up trips and save gas that way? Do they participate in gas rewards programs?

There are ways to save money on things. Many people do not take advantage. If OP really wants to cut $900 out of their budget, that is possible to do, but it will take work and they will have to change their lifestyle (no more fast food, consider reducing use of car, etc.). Not everyone is willing to do that, even when it is fiscally the smart choice.[/quote]

Options

	Disable HTML in this message
	Disable BB Code in this message
	Disable smilies in this message

Review message

Search Recent Topics Hottest Topics