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[quote=Anonymous]OP here...you guys are awesome! I took a quick break from seeing patients tonight to check the thread and these are super helpful responses. Sounds like there are some proponents for aggressive home saving and others for more focused student loan debt repayment...I have to say I would love to pay down my loans in the next 5 years. I do well with a focused goal like that so it'd be nice to have something to keep me on track. 20:55 I do have the occasional month where I go over $800 in discret spending but I've been able to keep us there pretty consistently (lots of home cooking, no fancy organic groceries, take my own coffee to work, drive a hybrid, etc.). It also helps that my job only requires scrubs/clean face; eliminates dry cleaning and high-end cosmetic costs. Going to look into the Vanguard funds and  re-eval my plan for DD's 529 (but that one makes me nervous; I enjoy the reassured feeling I get watching that account grow). Now if I could only get my mom off my back to "get out there and start dating!" I'd have it all figured out. ;)[/quote]

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