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Money and Finances
Reply to "Financially irresponsible and don't know how to change"
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[quote=Anonymous][quote]-How's your credit score? How well this works totally depends on YOU, but I had a lot of luck moving money around... got one new card with a 0% balance transfer offer. Moved enough onto that card, that we paid it off with 0% interest. Then Old Card #1 offered a 0% transfer... so moved money from Old Card #2 to #1. Etc. It became a shell game of knowing which card had the best offer and how much we could realistically pay within the time limit. [/quote] We were masters at that while we had credit card debt, but I think the banks have made this a lot more difficult to do lately. Lots of one-time balance transfer fees of 1% of the balance, for instance.[/quote]
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