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Money and Finances
Reply to "Financially irresponsible and don't know how to change"
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[quote=Anonymous]During my student days I would annualize the cost of a potential habit, its much more easier to leave out a habit once you know end of year figure. E.g. getting a cup of tea at Starbucks for $2 (their cheapest offering) Mon-Fri, x 22 working days a month x 12 = $528. The same thinking lead me to dilute my orange juice 50/50 with water.....which, once you got used to it, did not taste that bad. Small things add up. Best of luck.[/quote]
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