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[quote=Anonymous]Another one for cash only. I am working my way through twice the amount of debt you have. Other things that helped me: 
1) if there are places you are more likely to spend unnecessarily, stop going there're altogether. For me that was the mall and restaurants. Even when I was trying to save I'd meet a friend for "just one drink" which would inevitably turn into three plus appetizers. Now I try to meet my friends for something free/fixed cost so I know how much I'll spend in advance and don't go over. This has given me more money each month to put towards the debt, plus it's kind of fun to challenge myself to find new activities
2) mindful grocery shopping. I cut coupons, buy store brand when I can, and really cut out the amount of extras I was buying - didn't need the box of granola bars every week or to try the new flavor of BBQ sauce until the old bottle was empty. Check my cabinets before I go to see what I've already got and always meal plan.
3) cut the cell phone plan. I'm now saving $60/mth off my old plan and that savings goes directly to pay off debt
4) sell your old stuff on eBay. I made about $200.
All these are small savings but they add up over time. Good luck, OP. I know how hard it can be[/quote]

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