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Reply to "Talk to me about personal bankruptcy"
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[quote=Anonymous][quote=Anonymous]OP, I hear a lot of can'ts and won'ts. You've got to accept that you have to make some sacrifices. There seem to be apartments that fit your bill up in Silver Spring. Two years ago I was paying $1200 a month for daycare in downtown DC. Yes, hard to find, but no, not impossible. I'm assuming you can find something up in SS for less. You need to learn how to increase your planning skills. How were you planning to re-pay the student loans when you got them? How were you planning to pay for child care when you became pregnant? You sound a bit entitled, but as you say, that attitude hasn't gotten you to a good place. Time for change. You can do it. Sometimes life kicks you in the ass, but you created your predicament. Luckily you have a good salary, and in 10 years you can have the student loans paid off, child will be in public school, and then you'll be in much better shape. It's not that far out. [/quote] 2nd - please take some responsibility here. Your loan bills are not going to disappear, as much as you want to ignore them. You have a great income and I bet you are more than capable of paying them down if you really try. I'm the poster who stated above that you can find a one bedroom with laundry for 1500. In DC proper there are English basement rentals for that approximate amount with their own W/D and even some/all utilities included. Look into those and you can live in a nice neighborhood for a reasonable price. [/quote]
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