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[quote=Anonymous][quote=Anonymous]OP, I hear a lot of can'ts and won'ts.  You've got to accept that you have to make some sacrifices.  There seem to be apartments that fit your bill up in Silver Spring.  Two years ago I was paying $1200 a month for daycare in downtown DC.  Yes, hard to find, but no, not impossible.  I'm assuming you can find something up in SS for less.

You need to learn how to increase your planning skills.  How were you planning to re-pay the student loans when you got them?  How were you planning to pay for child care when you became pregnant?   You sound a bit entitled, but as you say, that attitude hasn't gotten you to a good place.  Time for change.  You can do it.  Sometimes life kicks you in the ass, but you created your predicament.  Luckily you have a good salary, and in 10 years you can have the student loans paid off, child will be in public school, and then you'll be in much better shape.  It's not that far out. [/quote]

This is good advice. Unfortunately, OP, you can't discharge student loans so you have to adjust your life to deal with them. Do you anticipate that your salary will rise within the next few years? If you can get some steady pay increases and make it to kindergarten, your financial picture will look a lot brighter in 4-5 years. But your options until then are limited.[/quote]

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