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Reply to "Grandparent Funeral - Out of Country"
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[quote=Anonymous][quote=Anonymous]It will not mean no Xmas presents for the family. Actually, what I told DH is that I feel uncomfortable because we have no family budget. If we had a budget, it would actually be easier for me to not worry about the money. I would know what we'd budgeted and then where the money is coming from. We've had very unpredictable and complicated taxes for the past few years. I'm not sure we are withholding enough (we had a lot of changes since last year too). Last year we had a massive tax bill.[/quote] OP, I agree with you about the family budget. Budgets make it so much easier to tackle important decisions. You should look at YNAB (it's a budgeting software - they have a website you can search for). I learned about it on DCUM. It was a big pain to set up correctly, but runs perfectly and has made a big difference for us.[/quote]
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