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Real Estate
Reply to "Buying a home with a small down payment (3%)"
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[quote=Anonymous]3% seems really low to me. I assume that will wipe out your savings completely, which is always a mistake. Do you think your monthly payments would be significantly lower than your rent? As mentioned before, there are so many new costs with homeownership--insurance, maintenance, utilities, property taxes, plus the inevitability of a big repair (roof, hot water heater, etc.) that you need a pretty good chunk of savings always available.[/quote]
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