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Real Estate
Reply to "Buying a home with a small down payment (3%)"
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[quote=Anonymous]We did an FHA loan too and had a good experience. Paying the PMI "downpayment" at closing was painful and then we pay some PMI every month, but it was the only way to get us into our first house. Now, 5 years later, we are doing great saving and hoping to put down 20% next time around....but it just wasn't feasible for our first home. We also rolled some of our closing costs into our mortgage because we didn't have quite enough saved. This only works if your home will appraise for that much and luckily, ours did. [/quote]
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