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Reply to "What is the deal with a Roth IRA?"
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[quote=Anonymous][quote=Anonymous]Any existing IRA. The IRS considers all of your different traditional IRAs to be a single IRA, so if you have unrealized gains in any traditional IRA you will have to realize a pro rata share of those gains if you convert a portion of your traditional IRA funds to a Roth.[/quote] Thanks for the info. I'd like to be able to do the back door Roth, but my husband and I both have other IRAs so it might not be worth it. Also, I hate to create a tax return nightmare for myself.[/quote]
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