Reply to Am I crazy for thinking that we could afford this?

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[quote=Anonymous]OP here... just wanted to address some of the earlier posts

- in terms of spending close to 500k for a home in gaithersburg, I don't see a problem.  I work at home, my wife works in gaithersburg... we have no desire or need to be close to DC.  all our close friends live in the area.

- in regards to childcare.  i am not planning for childcare to be completely free... but considering the fact that we have two sets of inlaws that have agreed to watch the children, plus the fact that i work from home with an EXTREMELY flexible schedule... i think it is likely that we won't ever have to have our kids in a daycare (we would end up putting the kids in some sort of part time preschool at 3-4 to prepare them for kindergarten though).  There could obviously be unforseen circumstances, but I am accounting for the LIKELY scenario, not the absolute worst case scenario.

-in terms of a fund, yes we have an emergency fund

-we currently rent a 1br for around 1400 a month.

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