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[quote=Anonymous][quote=Anonymous]We make $165 and actually ARE living paycheck to paycheck because we suck at money. We have no savings. We have about $30,000 in credit card debt. We have about $150,000 in student loan debt. Just bought 2 cars. Rent in a nice neighborhood. It's our fault, of course. We could move out of our neighborhood. Buy cheaper cars. Spend more wisely. But damn OP, if I had 12 months savings in the bank, I'd sleep a lot better than I do right now. [/quote]

We are in a similar situation, but not so much because we are living beyond our means. In our case, it is medical bills and legal fees associated with a long (but successful) custody battle many years ago. We took a loan to cover the costs and we are still paying it off almost 12 years later. We also have kids in college.

We are living paycheck to paycheck. On a good month, we can save about 200. But inevitably something happens to knock us back to square one. This month it was a car repair. A few months ago it was the A/C.

OP - Your post is obnoxious. My family may be living paycheck to paycheck, but there are many other families who aren't even making it to the next paycheck. And others who are not getting a paycheck at all. Learn to be thankful for what you have. Bragging about your "liquid savings" makes you sound like an ass.[/quote]

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