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Reply to "SO: If you have a nanny do you save 6 months of her salary for her in case you are unemployed?"
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[quote=Anonymous]We have a nanny, and yes, our emergency fund / savings could cover 6 months of our living expenses, including the nanny's salary. Seriously, why is this so hard to understand? If you lost your job tomorrow could you not pay your mortgage ? For food? Assuming that if you lost your job you would want to be looking for another one that then you will need child care. So it's another built in expense. Now if I knew that I would be out of work for 3 months + I can see considering letting a nanny go and finding a new one after that period. But if this is about the shutdown, we are talking about 1 week. If you can't survive for a week without a paycheck and you have a nanny, well, I'm a bit surprised that you cut things so close given that less expensive childcare options are likely (but not necessarily) available. [/quote]
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