Reply to SO: If you have a nanny do you save 6 months of her salary for her in case you are unemployed?

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Reply to "SO: If you have a nanny do you save 6 months of her salary for her in case you are unemployed?"

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[quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous][quote=Anonymous]How come corporations don't do this for their workers?[/quote]

excellent point.  also, anyone taking a job working for an individual and not a corporation realizes the risks involved here and is willing to take these risks, as they are inherent to the type of position.  I am not talking just nannies... do you think if someone worked as a personal assistant for someone who then lost their job that the personal assistant would still have a job?  no of course not.  the personal assistant would be let go.  MAYBE they would get a week or two notice, but in tough times you do what you have to do.

and yes or course it is smart to have a safety net of funds saved for a rainy day, but it is also smart to cut costs when times get tough - and childcare is one of them, unfortunately.[/quote]

Sorry, childcare and the mortgage are not on the table when I'm cutting costs. Either I need to be ready to work at a moment's notice, like after the shutdown, or I need to have the flexibility to look for work. If you don't make enough money to save six months of expenses, including child care, you probably can't afford a nanny. (Personal assistant should get two weeks notice if you are a decent human being.)[/quote]
[b]
Logically this doesn't make sense but emotionally maybe.[/b]

Logically if you are NOT working then you will be watching the kids therefore it would be one of the first things to cut.
[/quote]

+1 - of course everyone would love to be a good employer and keep the nanny or childcare... but childcare is also a  HUGE expense, and if you don't currently need it and cannot afford it then it has to go![/quote]

Well, sure, but if you plan to go back to work in short order, like after the shutdown, it's much more difficult to hire and refire a nanny. And it could be a real disruption for your children. And if you're actively looking for work, who watches the kids while you're interviewing and networking? It's not really cost effective to drop your childcare unless you think you're going to be unemployed and not looking for some months.[/quote]

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