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[quote=Anonymous]Wow, I"m a PP and you are not at bare bones. You certainly don't need new clothes every month. Heck, most people really don't [i]need[/i] new clothes every year with the exception of replacing items that might be stained or not fit. Growing kids it's harder, but even then she doesn't need a boatload of things. Gym - cancel the membership, that is 100% discretionary spending. Entertainment - board games at home. this will also save you on babysitting costs. Dining out - stop doing it Shopping - why Trader Joe's milk? It's an extra stop and, for me at least, TJ's is filled with tempting things to buy. Get your milk at Giant. Are you meal planning for 1-2wks at a time? If not, start since it's much more economical to plan ahead. Consolidate those errands. You're lucky in that you do have a lot of things to cut costs and tighten up your spending.[/quote]
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