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Reply to "repairing credit"
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[quote=Anonymous][quote=Anonymous]Not doubting your story OP, but credit cards typically don't report late payments to credit bureaus until they are 30 days past due. In any case, if his credit is shot I agree a secured card like Capital One is a good place to start, assuming he cannot reinstate the card with which he had late payments.[/quote] OP here, it was past 30 days. This went on for months before he realized it. He had an auto payment set up, and thought it would cover the payment, then failed to check his account for months. Arghh, it pisses me off just thinking about it.[/quote]
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