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[quote=Anonymous]Get the insurance early with a long term....I am in a bad position because I did not buy the $1 million term insurance 10 years ago. I could have gotten 20 year level term for about $1000/year. I was 10 lbs over a weight threshold, and figured if I could lose the 10 lbs, the price break would be significant. While I lost the weight, I developed diabetes. I was able to get in insurance through my work....but now I am tied to a job which might be ending. And, I have since been diagnosed with an advanced cancer. On my own today, insurance is about 200k/year for one million. I can not afford the life insurance. Fortunately, I have about $750K in equity and savings if I die, plus the work life insurance. [/quote]
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