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[quote=Anonymous]We make roughly $225k, two preschool kids. We max 401ks and contribute $200/month to each of two college savings plans (the tax deductible amount). But we're running a slightly negative cash flow that erodes our short-term savings a bit. I'm comfortable with that, since the double daycare expense is big and extraordinary. We don't want for anything and I'm grateful for that. We could tighten up spending and could make do with less, but I'm content to concede short-term savings for now and enjoy spending a little.

Major monthly expenses:
Housing $2,500 (long commute). 
Durable goods, fuel, general expenses (credit card) $3,500
Daycare/preschool $2,750
Groceries and dry goods $1,500 (we spend $300/week at Whole Foods like we just don't care)
Vacations ~$500
TV/internet/phones $300
Going out ~$250
Fixed recreation expenses $250 
Housecleaning $200
Student loan < $175 
Landscaping > $100
Life insurance > $100
Auto insurance >$100
Two cars, a 2004 and 2010, are paid off

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