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Reply to "if your HH income is around 200K..."
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[quote=Anonymous]We make $197K combined. We fully fund our employer sponsored retirement 401K options, use a Dependent Care savings account, and have healthcare taken pre-tax from our take home pay leaving us with about $9000 a month. Mortgage: $2453 Daycare: $1340 Utilities (cell, tv, internet, water, cable): $300 Life insurance: $93 Student loan: $320 Car insurance: $150 Charity: $500 Savings: $1200 Gas and car repairs: $350 Groceries: $400 Home repairs: $600 (goes to a fund to pay for items that crop up - this year we had to do the HVAC, back stoop, and garage doors.) Dining out: $400 Discretionary: about $800 (goes to alcohol, clothes, hair cuts, pet supplies, stuff for the kid, travel to see family (and theoretically a vacation, but we haven't taken one in at least 2 years), and gifts)[/quote]
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