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Reply to "How much savings/income do we need to consider buying?"
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[quote=Anonymous]We are sort of in a similar situation as OP, but our biggest mistake was to giving up our tiny 1BR Apt with only $1250/month rent in a sort-after nighborhood (old and small, but extremely convenient) and moved to 2BR Apt with $2100/month rent when baby arrived. We realized soon after our move that we could of stayed in the tiny Apt until baby is 3~4 yrs old. Baby will not need his/her own room at that young age. Now, with the daycare fee on top of the rental, it is killing us. And, of course this slows down the speed to save up a sizable downpayment. When we compared the numbers, the diffrence between wning a condo and renting is about $350~400/month. So, How much should ths "substantial diference" number be before you break even or safely say "yes, you are better off bying than renting"? [/quote]
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