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Reply to "Should I lose he housekeeper?"
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[quote=Anonymous][quote=Anonymous]Just saying, lots of us who send kids to private school can't afford a house cleaner. Middle class people send our kids to privates, too, often because we don't live in nice suburbs with good schools. So you scrimp and cut and make the payments. To say that if you can afford private you can certainly afford a main is silly - I can afford private school because I don't have a house cleaner, mow my own lawn, brew my own coffee, etc. OP, if you want to save money to put toward tuition by cleaning your own house...go for it. It is hardly revolutionary to think a family can clean up their own mess.[/quote] OP said that she has one kid in private now and two just behind, and she is asking if she should ditch the two times a month cleaning. nobody says that she cannot clean her house (we are two working FT parents, our HHI is about $240K, our kids go to public school, none of us ever go to Starbuck, we have no cleaning lady ever, one car, never buy at Hanna Anderson for our kids, only at Target and Gap only when there is a sale, so we are not wasteful and like to save). the point people were making is that private for 3 kids costs so much, that ditching the cleaning lady will be a drop in the ocean, will not make any difference. OP said that $3K is one month tuition for her child. three kids will be easy at least $75K a year for 12+ years. either OP has that money, or she does not. she is not going to put it together by giving up cleaning help twice a month and her morning coffee. in my experience, pricey private school is doable for a middle class family for one child, but not for three. people I know who have 3 or more kids in expensive private schools are law firm partners or people with similar salaries (and I bet they all have the cleaning lady). if a family has to pay $70K or $80K in school tuition a year, it can afford a mortgage for a house in a good school district (this is what we did - our mortgage, RE taxes and insurance is $3900 a month, which a lot but still less than private tuition for two kids, and are kids will go to good public school up to HS). so if you cannot afford to live in a good school district, I can't see how you can afford to send three kids to an expensive private school. if you chose a parochial school that is not that expensive, that's another story, but it does not seem the case described by OP[/quote]
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