Reply to Primal scream...or sigh, because I have no energy to scream

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[quote=Anonymous][quote=Anonymous]Can your DH make enough alone to cover expenses? Are there ways you can cut back so you can stay at home? [/quote]

OP here.  I've tried every which way to cut our budget (we drive only one car, we never eat out, etc.) but we have three budget killers -- one, we bought a house just before we got married (we got pregnant on our honeymoon, a miracle b/c we're in our 40's).  It's not a McMansion or anything, but it's a decent house.  Two, my mother needs financial assistance to live in an assisted living facility that focuses on dementia care.  And three, my stepchild is in college.  The only one of those that is negotiable is the house.  We love the house.  But we love our son more, obviously.  I would sell the house in a heartbeat if it were not for other factors -- I was out of the workforce for a while, need to catch up on retirement contributions, need to earn retirement credits, etc.  So it's not just day to day financial.  Plus, my insurance is much better than my DH's.  So on balance, it feels like I have to work, and I don't have an option for part-time.[/quote]

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