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[quote=Anonymous][quote=Anonymous]Is YNAB better than Mint?  How do they compare?[/quote]

Mint gets access to all your accounts (including investments, home mortgage, whatever) and runs reports using the info it gleans.  It makes assumptions on your spending based on your credit card statements, etc.

YNAB is more for budgeting and expense tracking than for big picture stuff.  I don't track my investments using YNAB, but I do use YNAB to budget the spending from our paycheck.    In YNAB, you data enter yourself (that's why the PP said they have it on their iPhone - it's so you can check what's left in your budget, or data enter a purchase while you're at the store), so you have control over how you categorize and use the information.  You can also change your budget allocation at any time in the month.  With Mint, I don't know how a Costco run would be treated.  With YNAB, if I go to Costco, I buy groceries and household items.  I record each in their respective categories.  Later, I can see exactly how much I spent on groceries, and how much I spent on household items.  You would use YNAB to track any spending, reimbursable work expenses, and saving for large purchases.[/quote]

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