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Real Estate
Reply to "Gift money from parents won't arrive on time - Any suggestion?"
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[quote=Anonymous] [quote=Anonymous]you put down a lot, your monthly mortgage is lower. If you pay a large amount mid stream you have the higher monthly payment obligation but you are paying down principal which shortens the term of your loan. Unless your lender allows you to recast the mortgage, which keeps the term the sane but allows you to lower the payment. [/quote] OP here. Thank you for all the comments & suggestions. This recast option (if we could have one) will definetely help us a lot. Again thank you. [/quote]
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